Borrowers have closed in as few as seven days, but the average closing takes 30 days. If you’re interested in a mortgage with Cardinal, you can obtain a prequalification or preapproval through its proprietary technology, Octane, which guides you through the home loan process, from displaying loan options (including closing costs) to loan status and more. Along with these products, the lender offers disaster relief home financing, construction loans, manufactured home loans and tiny and container home loans. It offers conventional loans, jumbo loans, refinancing and government-sponsored FHA, VA and USDA loans, and provides mortgages in all 50 states and Washington, D.C.
Limited information online regarding fees and interest ratesĬardinal Financial, also doing business as Sebonic Financial, is a national mortgage lender with both online capabilities and more than 115 locations for borrowers. Doesn’t offer home equity lines of credit (HELOCs) or home equity loans. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.ī is an independent, advertising-supported publisher and comparison service. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.Įditorial policy, so you can trust that our content is honest and accurate. Our experts have been helping you master your money for over four decades. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our goal is to give you the best advice to help you make smart personal finance decisions. Our editorial team does not receive direct compensation from our advertisers.īankrate’s editorial team writes on behalf of YOU – the reader. We maintain a firewall between our advertisers and our editorial team. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. What to do when you lose your 401(k) matchīankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. 
Should you accept an early retirement offer? We’re the wholesale lending partner you’ve been looking for.How much should you contribute to your 401(k)? We take that responsibility seriously and never take for granted the work of earning the Broker’s business. We acknowledge that the Broker’s reputation lies largely with the wholesale partner. Using our peerless combination of best in class service, price and execution, we deliver a wholesale experience that redefines the standard.
Our technology is enhanced by our human expertise and guided by a “We can do that!” culture. We saw the way most lenders do business and thought, "There's got to be a better way!" Powered by our industry changing proprietary technology, Octane, we are modernizing the entire process and deliver an experience of unrivaled speed, transparency and execution to uphold the fundamental importance of the Broker in homeownership. Cardinal Financial is on a mission to simplify and modernize the wholesale lending industry.
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